![]() ![]() The data for this research was taken from the FinTech Global database. Bank ID provides a Swedish personal identification number (personnummer) and bank account to access all digital public services, use online banking and even sign contracts. Sweden has been driving towards a cashless economy and has used Bank ID, a personal identification app, the second most downloaded app listed to do so.Data published by Deloitte suggested that 71% of Swedes used a payment service on their mobile compared to 62% using online banking methods in 2017. Total transaction value for digital payments is expected to reach $38bn in 2022 and has a projected CAGR of 16.27% from 2022 -2027. WealthTech apps accounted for five out of the top ten most downloaded apps listed and the PayTech sector accounted for four. ![]() Swish dominates Swedish app stores, consistently ranks top in the finance category although app downloads peaked in 2017 with 1.5m downloads and has dropped at a compound annual growth rate (CAGR) of -10.53% from 2017 -2021. ![]() This equates to roughly three in five Swedes having used the app (Swedish population is 10.35m).
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